Annual convention
CTB@52: Staying True to Customer Relevance—Through the Nexus of Traditional, Digital, and Artificial Intelligence
Wednesday, July 15, 2026
Dusit Thani Manila, Makati City
The Chamber of Thrift Banks holds its 2026 annual convention on July 15, 2026 at Dusit Thani Manila, with the theme “CTB@52: Staying True to Customer Relevance—Through the Nexus of Traditional, Digital, and Artificial Intelligence.”

Lyn I. Javier
Deputy Governor · Financial Supervision Sector, Bangko Sentral ng Pilipinas
Ms. Lyn I. Javier is the Deputy Governor of the Financial Supervision Sector of the Bangko Sentral ng Pilipinas (BSP). She oversees the supervision of banks and other BSP-supervised financial institutions, as well as the supervisory policy and data departments of the BSP. A certified public accountant, she represents the BSP in the Financial and Sustainability Reporting Standards Council and serves as the BSP’s designated representative to the Basel Consultative Group, the EMEAP Working Group on Banking Supervision, the Network for Greening the Financial System, and the ASEAN Taxonomy Board.

Frederick D. Go
Secretary · Department of Finance
Frederick D. Go currently serves as the Secretary of the Department of Finance and leads the Marcos Jr. administration’s economic team, guiding the nation’s fiscal direction and economic priorities. Before assuming this role, he served as Special Assistant to the President for Investment and Economic Affairs, integrating and coordinating key investment and economic policies. With over 35 years of private-sector leadership across publicly listed companies and industries including media, retail, real estate, food, banking, finance, airline, petrochemicals, and power, he brings extensive experience to public service.

Dominic “Doc” Ligot
Founder / Chief Instructor · CirroLytix Research Services
Dominic “Doc” Ligot is one of the leading voices in artificial intelligence in the Philippines, known for pioneering work in AI ethics, responsible AI adoption, and social impact through data. He is the founder of CirroLytix, an award-winning social impact AI training and consulting company, and AI and Data Ethics PH. He also serves as Director for AI Ethics and Data Governance at the Philippine AI Business Association. His work has been cited by The Economist, South China Morning Post, Washington Post, and AFP, and recognized by organizations including NASA, UNDP, WHO, and UNICEF.

Roberto B. Tan
President and CEO · Philippine Deposit Insurance Corporation
As President and Chief Executive Officer of the Philippine Deposit Insurance Corporation (PDIC) since 2017, Mr. Roberto B. Tan has steered the Corporation toward stronger depositor protection, financial stability, and governance. He has served as a Member of the Executive Council of the International Association of Deposit Insurers (IADI), and previously as IADI Treasurer and Vice Chairperson of its Asia-Pacific Regional Committee. Before PDIC, he served as Treasurer of the Philippines (2008–2012 and 2015–2017), Executive Director of the World Bank Group (2012–2015), and in senior roles at the Department of Finance. He holds a Master’s in Economics from Fordham University and an MBA and Bachelor’s in Economics from Ateneo de Manila University.
08:00 A.M.
Registration
09:00 A.M.
Ribbon Cutting Ceremony / Viewing of Exhibit
Ms. Lyn I. Javier, Deputy Governor, Financial Supervision Sector, Bangko Sentral ng Pilipinas; Mr. Jaime Valentin L. Araneta, President, Chamber of Thrift Banks (CTB) / President, Equicom Savings Bank; Mr. Manuel G. Santiago, Jr., Chairman, CTB Convention Committee / Trustee, Chamber of Thrift Banks / President, City Savings Bank
09:30 A.M.
Invocation / National Anthem
09:35 A.M.
Declaration of Opening of Convention / Welcome Remarks
Mr. Manuel G. Santiago, Jr., Chairman, CTB Convention Committee
09:45 A.M.
Introduction of Guest Speaker
Mr. Manuel G. Santiago, Jr., Chairman, CTB Convention Committee
09:50 A.M.
“Economic Prospects & State of the Thrift Banking Industry”
Ms. Lyn I. Javier, Deputy Governor, Financial Supervision Sector, Bangko Sentral ng Pilipinas
10:10 A.M.
Panel Discussion / Open Forum
Mr. Argeo J. Melisimo, Second Vice-President, CTB / Vice-Chairman, First Consolidated Bank; Mr. Jose Vicente L. Alde, Secretary/Trustee, CTB / President, Philippine Savings Bank
10:30 A.M.
Valedictory Address
Ms. Mary Jane A. Perreras, Immediate Past President, CTB / Vice-Chairperson, CARD SME Bank
10:35 A.M.
Inaugural Address
Mr. Jaime Valentin L. Araneta, President, CTB
10:45 A.M.
Executive Fireside Chat: “Modernizing Thrift Banks for a Safe, Inclusive, and Digital Future”
Mr. Krishnaswamy Subbarao, Global Head of Platforms, Infosys Finacle; Mr. Atulkumar Mishra, Sales Head, Southeast Asia – Key Markets, Infosys Finacle
11:15 A.M.
Introduction of Keynote Speaker
Mr. Mark Carlo O. Tamayo, Trustee, CTB / Chairman, University Savings Bank
11:20 A.M.
Keynote Address (via Recorded Video Message): “Fiscal Priorities and the National Recovery Agenda in a Changing Global Environment”
Hon. Frederick D. Go, Secretary, Department of Finance
11:25 A.M.
“The Rise of Intelligent Banking in Asia”
Mr. Zannettos Zannettou, BSG Manager, Technology, Temenos
11:45 A.M.
“Closing the Backdoor: Mitigating Risks in Human and Non-Human Identities”
Mr. Geoffrey Santos, Advisory Solutions Consultant, ITSDi
11:55 A.M.
Intermission / Lunch / Raffle / Viewing of Exhibit
1:30 P.M.
“The Modern MSOC: Protecting Customer Trust in the Age of AI”
Mr. Justin Micah Palisoc, Solutions Architect, Netsec Technologies, Inc.
1:40 P.M.
“Tokenized, Secured, SaaS-based KYC/AML screening Solution for Banks, using Searchable Encryption”
Mr. Tarun Mathur, CEO – APAC, Posidex Technologies
1:50 P.M.
Introduction of Guest Speaker
Ms. Margaret Ruth C. Florete, Trustee, CTB / President, Queen City Development Bank
1:55 P.M.
“Artificial Intelligence: Capacity Building for the Thrift Bank Sector”
Mr. Dominic Vincent Ligot, Chief Instructor, CirroLytix Research Services
2:25 P.M.
Panel Discussion / Open Forum
Mr. Rodolfo K. Mabiasen, Jr., Trustee, CTB / President, BPI Direct BanKo; Mr. Ruben D. Almendras, Trustee, CTB / Chairman, Dumaguete City Development Bank
2:45 P.M.
“When Minutes Matter: Building an IR-Ready Bank in the Age of Real-Time Threats”
Ms. Julie Ann Cabuhat, Director of Incident Response, Blackpanda
2:55 P.M.
“Connecting Customers, Payments, and Possibilities: The Nextbank Approach”
Mr. James Allan To, Chief Compliance Officer, Nextbank, Inc.
3:05 P.M.
“Okta Secures AI: Your Blueprint to a Secure Agentic Enterprise”
Mr. Jet Pangco, Country Manager, Philippines, Okta
3:15 P.M.
Coffee Break / Viewing of Exhibit
3:45 P.M.
Introduction of Guest Speaker
Mr. Jaime Valentin L. Araneta, President, Chamber of Thrift Banks (CTB)
3:50 P.M.
“Risk-Based Assessment System (RBAS): Strengthening Deposit Insurance Through Differentiated Premiums”
Mr. Roberto B. Tan, President and CEO, Philippine Deposit Insurance Corporation (to be delivered by Atty. Ma. Antonette Brillantes-Bolivar, PDIC General Counsel)
4:10 P.M.
Panel Discussion / Open Forum
Mr. Luis M. Chua, Treasurer/Trustee, CTB / President, Bank of Makati; Mr. Jerome B. Minglana, Trustee, CTB / President, Legazpi Savings Bank
4:30 P.M.
Special Awards
4:35 P.M.
Grand Raffle
4:45 P.M.
Closing Remarks
Mr. Manuel G. Santiago, Jr., Chairman, CTB Convention Committee